Facing a difficult situation managing debt?
Credit card debt. Medical debt. Old debt. New debt. Millions of people face difficult situations when it comes to managing their debt, as they often must choose between purchasing something they need on credit, knowing that they can’t pay for it, or foregoing that important good or service. That’s a very difficult position to encounter, and it’s one that can cripple a person or an entire family as they spend all of their time and too much of their money chasing that debt, many times with no real results to show for it.
Fortunately, there are solutions available. Even if you find yourself in debt because of uncontrollable things that arose, such as unexpected car repairs, the loss of a job that left you living off of credit cards for awhile or some other circumstance that can happen to anyone, the best thing to do to build wealth in life is to first eliminate or at least take control of your debt so that you can pay it off within a reasonable amount of time. If you decide to work with Plush Funding in that regard, before long you’ll find yourself wondering why you didn’t contact us much sooner.
One of the ways in which we help our clients is by offering help in obtaining personal loans. A personal loan can offer a lot of benefits for a borrower, including:
- Lowering interest rates
- Consolidating debts into one source
- Paying off the debt sooner
- Creating more financial breathing room every month
- Protecting a person’s credit score
Why don’t more people look into personal loans when they need an infusion of capital to simplify their lives? It’s likely because not enough people know about them or how they work. Plush Funding is here to help you. Below we’re going to provide some basic information regarding personal loans and what they’re all about. You can even take a minute to find out if you would qualify for such a loan without taking on any risk or obligation by filling out the form on this page.
Need more information?
All you need to do is fill out our fast and easy application to learn more about your qualifications. There is no obligation – you don’t have to accept any offers we make, and you don’t owe a thing until you agree to accept a loan from a lender. If you’re not quite ready to take that initial step, we understand that as well. Contact our team of loan professionals at Plush Funding today. We’ll talk to you about your situation, help you figure out a path forward and let you decide how to proceed. It’s time to take control of your finances and your life. Contact us today to learn more.
Commonly Asked Questions
What Is a Personal Loan?
A personal loan is just what it sounds like – a loan that’s made to an individual. There are a lot of different types of lenders out there, so you’ll need to be cautious with regards to whom you work with if you want to take this step. Plush Funding works with clients to find sound, reputable lenders to match with the borrowers so that people can rest easy that their loans are solid and stable. Once a personal loan is obtained, payments go to that creditor.
How Can I Get a Personal Loan?
Getting a personal loan is much like any other form of borrowing in that you’ll need to qualify for that loan. Generally speaking, lenders are going to look at the following criteria when someone applies for a personal loan:
- Credit score
- Payment history
- Current debts
Quite a few people who seek personal loans have seen their credit scores suffer, their payment history sour and their assets dwindle as they run around trying to keep their heads above water servicing their growing debts. That’s OK – we understand that, and Plush Funding works with lenders who service borrowers who have hit some tough luck. Having a low credit score is not a reason to at least see what you qualify for and what you could borrow.
Should I Get a Personal Loan?
Every situation is different. For some people personal loans won’t make a lot of sense, but for others, this type of financing can be life-changing. If you’re facing the following:
- Multiple bills every month
- High interest rates
- Growing debt
- Struggles making minimum payments
A personal loan may be the solution you need. That’s because Plush Funding can help you search for a loan that offers:
- A manageable interest rate
- A flexible payment schedule
- Unsecured funds
- A simple application process
- Fast approval
- Fast funding
Within a matter of days, you could have the money you need and pay off all those accounts that you’re sick of chasing, once and for all. From that point forward, you simply have to make your personal loan payment every month, often at a much lower interest rate than what you were paying. Before too long, you’ll find yourself with more money in your pocket every month, a reduction in the amount of debt you’re carrying and an overall improvement in your quality of life.
Financial stress is some of the worst kind of stress. It makes you hesitate to answer your phone, it makes you dread that walk to the mailbox and it can lead to a lot of difficult conversations with loved ones who may need to know what’s going on as things get more difficult. A personal loan can solve all of those problems and release you from the stress that you’re feeling every second of every day.
Personal loan offers via Google or Bing ads have rate quotes from 4.99% but no higher than 34%, with terms ranging from 36 to 180 months. Specific rate depends upon loan amount, credit score, loan terms, credit use and history – this is agreed upon between the lender and consumer. An example is the total amount paid on a personal loan of $20,000 for a term of 36 months at a rate of 10% would be equal to $23,232 over the 36 month life of the loan. For more loan options please call 1-800-221-1216
Plush Funding is a loan consultant in the state of Florida and is a loan referral services to residents in all 50 states. All loans are issued through our preferred third-party lenders.
Plush Funding has no control over participating third-party lender eligibility criteria. APR/Interest rates will vary depending on individual lender terms. Generally, all individuals applying for credit must be a U.S. citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number/FEIN are required. All loan applications are subject to credit review and approval.
You also authorize us to provide applicable personal information about you, and your credit history to others in accordance with applicable law. Documentation of income may be required prior to funding of any loan.
*Not all borrowers will qualify for the same rate or the lowest advertised rate. Qualifying for the rates “starting at” are based on the borrower’s credit worthiness, which includes many factors including but not limited to debt-to-income ratio and payment history. Interest rates range from 4.99%-34%. Loans are subject to an amortized referral success fee of 1%-3% of the loan amount.